Eliminate Credit Card Processing Fees with Cash Discount & Dual Pricing
You've Seen This At Every Gas Station
This same dual-pricing strategy that saves drivers money can eliminate your processing fees.
Gas Station
Regular Unleaded
Fine Dining
Premium Burger
Retail Store
Featured Product
Decades of customer acceptance means you can implement this strategy today and start saving immediately.
How Dual Pricing Works
Eliminate credit card processing fees with this proven three-step system
Set Your Cash Price
This becomes your base price - what you want to receive after all fees. The amount that goes directly into your pocket.
Terminal Calculates Card Price
Our Valor PayTech terminals automatically add the convenience fee (typically 3-4%) to cover card processing costs.
Customer Sees Both Options
Both prices clearly displayed - customer selects their preferred payment method. No surprises, complete transparency.
Real-World Example
See how the numbers work in practice
Your Costs & Profit
Automatic Calculation
You receive $12 either way - customers choose how to pay, you eliminate processing fees
Join thousands of businesses already using this proven method to eliminate processing fees and increase profits.
100% Legal in Most States
Full Compliance Guaranteed
Most States Requirements Met
Why Dual Pricing Wins
Unlike surcharging (which has restrictions), dual pricing is legal nationwide and fully accepted by all card networks.
Join most states businesses with guaranteed legal compliance
Most States Surcharge LawsLegal But Complex vs. Simple Dual Pricing
Legal Status
Surcharging is permitted
Debit Cards
Cannot surcharge
Registration
Required with networks
Surcharge Complexities
Dual Pricing Simplicity
Same Savings
Eliminate fees with less complexity
90% Less Work
Minimal compliance requirements
Better Acceptance
Customers prefer transparency
While surcharging is legal in most states, dual pricing offers the same savings with much less complexity and better customer acceptance.
100% Legal in most states
Full Compliance Guaranteed
Most States Requirements Met
Why Dual Pricing Wins
Unlike surcharging (which has restrictions), dual pricing is legal nationwide and fully accepted by all card networks.
Join most states businesses with guaranteed legal compliance
Advanced Dual Pricing Technology
Powered By Valor PayTech
We use the same terminal technology that powers major gas station chains across America.
Compatible Valor PayTech Terminals
VP550
Most popular countertop terminal
VP350
Wireless portable terminal
VP800
Advanced POS terminal
VL550
PIN pad terminal
Mobile Pay
Smartphone processing
Key Technology Features
Your customers see exactly what they'll pay before choosing - complete transparency.
Most States Businesses Thriving with Dual Pricing
We use the same terminal technology that powers major gas station chains across America.
Hagerstown Family Restaurant
"We were paying almost $2,000/month in processing fees. Now it's $0. Our customers adapted in just two weeks - they're used to it from gas stations!"
Frederick Hardware Store
"Best decision we made. Customers understand immediately - it's just like buying gas. We're saving over $1,000 monthly."
Hagerstown Automotive Mechanic
"Our margins were getting killed by processing fees. Dual pricing saved our business. Customers get it right away."
The time is now to switch to dual pricing and cash discounting
More than 50% of our new applications are switching to dual pricing/cash discount.
$1,800/month
Average savings
$1,800/month
Average savings
$1,800/month
Average savings
Start saving like these successful most states businesses today.
Why Choose Elite Card Processing
For Dual Pricing In Most States
Feature
What matters for your business
Elite Card Processing
The Better Choice
Other Processors
Standard national programs
Feature Comparison
Elite vs. Other Processors
Local Expertise
Local Expertise
Equipment
Equipment
Support
Support
Program Costs
Program Costs
Training
Training
Ongoing Support
Ongoing Support
Join most states businesses who trust local expertise for their payment processing needs.
Dual Pricing: Perfect For Most States Industries
Tailored payment solutions designed specifically for every type of business across most states
Restaurants & Food Service
Protect thin margins while offering customer payment flexibility. Perfect for most states restaurants, cafes, and food trucks.
Retail & Specialty Stores
Eliminate processing fees while staying competitive. Ideal for boutiques, hardware stores, and gift shops.
Service Businesses
Great for contractors, auto repair, salons, and professional services throughout most states.
High-Volume Businesses
Maximum savings for businesses processing significant monthly volumes. Gas stations, convenience stores, and more.
Firearms Businesses
Firearms dealers welcome - dual pricing perfect for gun stores and shooting ranges.
Government Contractors
Maintain compliance while reducing costs for government and utility processing.
Geographic Coverage
Serving businesses across most states with comprehensive payment solutions
Washington County
Hagerstown
Frederick County
Baltimore County & City
Anne Arundel County
Annapolis
Montgomery County
Surcharging Vs Dual PricingMost States Business Owner FAQ
Click on any question below to expand the answer. Key questions are highlighted.
Less Complexity
Dual pricing vs surcharging
Legal Compliance
Dual pricing compliance rate
Faster Setup
No registration waiting period
Still have questions? Our Most States payment experts are here to help
Start Eliminating Processing Fees in Most States Today
Free Dual Pricing Consultation Includes:
Current processing cost analysis
Implementation timeline
Dual pricing savings calculation
Staff training plan
Most states compliance review
Customer communication templates
Terminal recommendation
Most states businesses save $1,000-$5,000 monthly. See your savings in 15 minutes.
No cost • No obligation • 15-minute call
Contact Elite Card Processing
Your Merchant Services Provider
Contact Information
Phone
(240) 329-9424
Visit
13701 Maugansville Rd #5, Hagerstown, MD 21740
Service Areas
Payment Processing Service Areas (Primary)
- All of States, Pennsylvania , West Virginia
Payment Processing Service Areas (National)
- We can help any business within the United States with merchant services